FHA Table of Contents

This Processing Guide is to serve as a reference tool for FHA refinance and Streamline Loans. It is not intended to include all requirements of the Federal Housing Administration. FHA regulations are constantly changing. For the most up to date information detailing FHA mortgage credit requirements, please refer to HUD Handbook 4155.1 (Mortgage Credit Analysis for One-to Four-Single Family Properties) or the HUD manuals.

FHA Refinance Transactions

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Purpose of Refinance

Cash-Out Refinances
No Cash-Out Refinances
Streamline Refinance Without Appraisal
Streamline Refinance With Appraisal
Additional Information Streamline
Documentation

Refinance Maximum Mortgage Worksheet Without Appraisal
Refinance Maximum Mortgage Worksheet With Appraisal
Upfront and Annual MIP Rates
MIP Refund Computations
FHA Tax Impounds
FHA Streamline Stacking Order

*As defined by First Magnus Corporation
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